summer dummies
Seasoned HDF Member
Joined: Aug 2009
Posts: 9,007
Likes: 5,532
From: Wilkes Co.- N.C.
I'm gonna have to make a list....I know....we can all post our phone numbers....and before we go out....we can all call each other to be sure we are wearin the right gear....or ridin the right bike...or going to the right place....or....i think i jus made myself alittle sick....
Seasoned HDF Member
Joined: Feb 2009
Posts: 5,542
Likes: 6,217
From: In your head rent free
He does have a point? If someone chooses to ride in shorts, flip flops, and t shirts and they get a bad case of road rash, why should the ins co have to pay for this risk choice? They are an adult, they know and accept the risk of riding in shorts and short sleeves. Why shouldn't they also assume all financial responsibility for their road rash? I'm surprised the ins cos haven't come up with this on their own! Sure would save them a lot of money on claims? Just asking?
Insurance rates are based on the cost and actions of groups of people. Premiums are paid based on the benefits used by all of the clients.
Outstanding HDF Member
Joined: Apr 2008
Posts: 3,140
Likes: 17
From: Wisconsin
He does have a point? If someone chooses to ride in shorts, flip flops, and t shirts and they get a bad case of road rash, why should the ins co have to pay for this risk choice? They are an adult, they know and accept the risk of riding in shorts and short sleeves. Why shouldn't they also assume all financial responsibility for their road rash? I'm surprised the ins cos haven't come up with this on their own! Sure would save them a lot of money on claims? Just asking?
Should my health insurance refuse to pay for my treatment because of my choice? Sheeesh, we need to use our heads for something besides a dew rag rack.
Road Master
Joined: May 2009
Posts: 1,180
Likes: 3
From: utah
Yes, my intention was not to hijack the thread, but to make a point about being lectured on what I'm wearing (as others were eluding to). I was definitely not saying I'm the big biker with the chain, far from it. I don't wear a helmet all the time, I do always wear long pants and boots. The risk I take for riding without a helmet is my own.
I also don't give a crap if your an ATGATT guy (I just found out what that is not too long ago!), I'll ride with anybody except for maybe a guy in flipflops.
Lastly, I don't give a **** what cadman thinks about my bike-he doesn't have to ride it but I do wonder what that has to do with this thread.
I also don't give a crap if your an ATGATT guy (I just found out what that is not too long ago!), I'll ride with anybody except for maybe a guy in flipflops.
Lastly, I don't give a **** what cadman thinks about my bike-he doesn't have to ride it but I do wonder what that has to do with this thread.
Club Member
Joined: Feb 2007
Posts: 4,892
Likes: 2
From: DUNDALK,MARYLAND
I had a little bike before too.
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Road Warrior
Joined: Aug 2007
Posts: 1,979
Likes: 4
From: Central IL
He does have a point? If someone chooses to ride in shorts, flip flops, and t shirts and they get a bad case of road rash, why should the ins co have to pay for this risk choice? They are an adult, they know and accept the risk of riding in shorts and short sleeves. Why shouldn't they also assume all financial responsibility for their road rash? I'm surprised the ins cos haven't come up with this on their own! Sure would save them a lot of money on claims? Just asking?