Need advice on first Harley
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Road Master
Joined: Aug 2010
Posts: 755
Likes: 57
From: St. Augustine, FL
Need advice on first Harley
I have decided to purchase my first Harley, a 2010 Street Glide. I am looking for some advice, please offer any suggestions you may have.
1. Does anyone have any suggestions on the best method for getting discounts on the bike (best time of year, best location, etc.)?
2. Does anyone know the current rates through HDFS (Eaglemark) for someone with a 750 FICO? Yes I will be financing the bike, but please do not get on your Dave Ramsey soapbox. I pay cash for investment properties and let the tenants pay for my toys. I only say this because I have read comments on this site from the people who feel that it is their job to preach financial responsibility to others.
3. Also, I would like to immediately make whatever additions are necessary to bring the bike over 100 HP. What do you think is the least expensive method of doing this?
Thank you in advance for your input!
1. Does anyone have any suggestions on the best method for getting discounts on the bike (best time of year, best location, etc.)?
2. Does anyone know the current rates through HDFS (Eaglemark) for someone with a 750 FICO? Yes I will be financing the bike, but please do not get on your Dave Ramsey soapbox. I pay cash for investment properties and let the tenants pay for my toys. I only say this because I have read comments on this site from the people who feel that it is their job to preach financial responsibility to others.
3. Also, I would like to immediately make whatever additions are necessary to bring the bike over 100 HP. What do you think is the least expensive method of doing this?
Thank you in advance for your input!
Elite HDF Member
Joined: Aug 2008
Posts: 4,133
Likes: 125
From: Japan
1. Buy a 2010 right now, for the best discount. Dealers want to blow their 2010 models out to make room for the 2011s. Don't expect anything drastic, though.
2. I can't answer that, cuz I don't live in the U.S. right now. I see no reason to pay cash for something you can get a good rate on. I got an awesome rate on mine and pay less than $100 a month for it (hardly feel that at all), so I'll use their money for as long as I can before I pay it off.
3. Since this is your first Harley, I would get used to the ride and feel of it before making any upgrades in power, but that's just me. There's many ways to go about making your bike output 100+hp, probably changing out the pipes, aircleaner and adding an aftermarket fuel management system (stage I) and then changing out the jugs and cams (stage II). I'm no expert in that area, though, so I leave that to somebody else for the details...
2. I can't answer that, cuz I don't live in the U.S. right now. I see no reason to pay cash for something you can get a good rate on. I got an awesome rate on mine and pay less than $100 a month for it (hardly feel that at all), so I'll use their money for as long as I can before I pay it off.
3. Since this is your first Harley, I would get used to the ride and feel of it before making any upgrades in power, but that's just me. There's many ways to go about making your bike output 100+hp, probably changing out the pipes, aircleaner and adding an aftermarket fuel management system (stage I) and then changing out the jugs and cams (stage II). I'm no expert in that area, though, so I leave that to somebody else for the details...
Thread Starter
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Road Master
Joined: Aug 2010
Posts: 755
Likes: 57
From: St. Augustine, FL
Thanks for the quick response
1. Buy a 2010 right now, for the best discount. Dealers want to blow their 2010 models out to make room for the 2011s. Don't expect anything drastic, though.
2. I can't answer that, cuz I don't live in the U.S. right now. I see no reason to pay cash for something you can get a good rate on. I got an awesome rate on mine and pay less than $100 a month for it (hardly feel that at all), so I'll use their money for as long as I can before I pay it off.
3. Since this is your first Harley, I would get used to the ride and feel of it before making any upgrades in power, but that's just me. There's many ways to go about making your bike output 100+hp, probably changing out the pipes, aircleaner and adding an aftermarket fuel management system (stage I) and then changing out the jugs and cams (stage II). I'm no expert in that area, though, so I leave that to somebody else for the details...
2. I can't answer that, cuz I don't live in the U.S. right now. I see no reason to pay cash for something you can get a good rate on. I got an awesome rate on mine and pay less than $100 a month for it (hardly feel that at all), so I'll use their money for as long as I can before I pay it off.
3. Since this is your first Harley, I would get used to the ride and feel of it before making any upgrades in power, but that's just me. There's many ways to go about making your bike output 100+hp, probably changing out the pipes, aircleaner and adding an aftermarket fuel management system (stage I) and then changing out the jugs and cams (stage II). I'm no expert in that area, though, so I leave that to somebody else for the details...
Road Master
Joined: Feb 2010
Posts: 1,210
Likes: 1
From: LI, NY
jpalm,
You can get a good deal on 2010's, but you will have to shop around. Some dealers will act like their doing you a favor selling you a left over at full price. Just move on to the next dealer.
Then January the dead of winter, everyone's wallet is tapped out from the holidays. The dealers need to make some sales.
Though in the grand scheme of things if you must have a 2011 because of a new color or wheel option or..., and you can easily afford to buy, buy now. You'll have the rest of the riding season left.
Economics vs wants.
Edit to add this is common knowledge. Don't know of any buying secrets.
Just be willing to hit as many dealers as you can and be willing to go the extra mile.
Or date the dealers daughter.
You can get a good deal on 2010's, but you will have to shop around. Some dealers will act like their doing you a favor selling you a left over at full price. Just move on to the next dealer.
Then January the dead of winter, everyone's wallet is tapped out from the holidays. The dealers need to make some sales.
Though in the grand scheme of things if you must have a 2011 because of a new color or wheel option or..., and you can easily afford to buy, buy now. You'll have the rest of the riding season left.
Economics vs wants.
Edit to add this is common knowledge. Don't know of any buying secrets.
Just be willing to hit as many dealers as you can and be willing to go the extra mile.
Or date the dealers daughter.
Last edited by 32vld; Aug 19, 2010 at 08:28 AM.
Elite HDF Member
Joined: Aug 2010
Posts: 4,571
Likes: 121
From: Mpls, MN
I was just thinking of asking somewhat the same question on discounts.
Nothing drastic?
Would 10% off on a 2011 Road King be drastic?
The one dealer I actually priced said he can get me a 2011 RK that lists for 16.9 for 16.0..that a decent deal?
I know to shop around, but a ballpark figure is nice to know before you pass up that decent deal looking for better.
Sorry to step on the OP thread, but it kinda goes with his post.
Al
Nothing drastic?
Would 10% off on a 2011 Road King be drastic?
The one dealer I actually priced said he can get me a 2011 RK that lists for 16.9 for 16.0..that a decent deal?
I know to shop around, but a ballpark figure is nice to know before you pass up that decent deal looking for better.
Sorry to step on the OP thread, but it kinda goes with his post.
Al
Seasoned HDF Member
Joined: Sep 2007
Posts: 9,208
Likes: 374
From: Central Illinois, Between I-80 and I-74
Not sure where your located but a few dealers here offer discounts on upgrades done at time of purchase (or within a few months).
Since your wanting 100HP, that will require $$$ upgrades. Push for 20% off.
Since your wanting 100HP, that will require $$$ upgrades. Push for 20% off.
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Cruiser
Joined: Mar 2007
Posts: 142
Likes: 0
just my 2 cents, but from what i heard it is a waste of time to really try to get a "good deal" from the dealer, they know what they are selling, and if someone is interest in buying they know they really don't have to offer any discounts in order to sell it, if they don't sell to you they will sell to someone else. if you truly want a good deal private ads are the way to go, i was just in the dealer they other day asking about street glides i am in the market to buy a used one with low mileage, and i asked if he thought it was unrealistic for me to find one with less then 7500 miles for under 16,000. he did a couple of checks and said yeah good luck, meanwhile after a quick search online they are definatly out there, the problem is when you buy from the dealer you have to cover the costs (they cannot put a bike on the floor without it been gone over by the service department) and they still have to make a little profit so there is little room for negotiating. On the other hand if you are looking at a brand new bike you might be able to get them down 5 percent at max, or even better i have heard of them throwing in the 1000 mi initial service at nc which is nice if you don't do your own maintenance.
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Thread Starter
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Road Master
Joined: Aug 2010
Posts: 755
Likes: 57
From: St. Augustine, FL
Changing Gears
Ok, I have spoken with the salesman and he told me that they can knock $2,000 off and have me out the door for around $20,500 on a 2010 SG with cruise and ABS. He said that they can't do anything with the 2011's right now, but if I hold out until after Christmas then he can probably do a similar deal with a new one. So my question is does anyone know if there are any changes from 2010 to 2011 (other than pipes and seat) that would justify me paying a little bit more and holding off for a few months? I plan on doing a big bore and pipe change (going with D&D 2-1 and a ghost pipe) immediately, so the new 2-2 pipes are a non-factor.
The salesman appears to be a pretty honest guy, and he hasn't tried to rush me into a decision once, so I think he's pretty straight with me (as evidenced by the fact he told me if I come back in a few months he can get me a better deal). I work for the local PD here. We're a large department and our officers pretty much keep the dealership in business, so I think they're more willing to work with us on stuff and they mostly knock off the salesman crap when dealing with us.
The salesman appears to be a pretty honest guy, and he hasn't tried to rush me into a decision once, so I think he's pretty straight with me (as evidenced by the fact he told me if I come back in a few months he can get me a better deal). I work for the local PD here. We're a large department and our officers pretty much keep the dealership in business, so I think they're more willing to work with us on stuff and they mostly knock off the salesman crap when dealing with us.
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