Almost Pulled The Trigger On A 2011 Fat Boy Lo
Club Member
Joined: May 2007
Posts: 145,895
Likes: 821
From: 40 miles Northeast of Indy..
I learned at a young age and taught our son that interest is what eats up a lot of peoples money..
Most people today have to borrow $$ to buy what they Need..
Some get into trouble, (from too much debt) when they borrow to get their Wants.
Just saying U have a good bike now, might save up more $$ for a while to keep from paying all the Interest.
Pay down Ur Credit cards to get better %'s on loans by having a better CR score.
Also check out a credit union when borrowing.. usually they have better rates.
Most people today have to borrow $$ to buy what they Need..
Some get into trouble, (from too much debt) when they borrow to get their Wants.
Just saying U have a good bike now, might save up more $$ for a while to keep from paying all the Interest.
Pay down Ur Credit cards to get better %'s on loans by having a better CR score.
Also check out a credit union when borrowing.. usually they have better rates.
Thread Starter
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Ultimate HDF Member
Joined: Jul 2008
Posts: 6,502
Likes: 97
From: SW Ohio
I learned at a young age and taught our son that interest is what eats up a lot of peoples money..
Most people today have to borrow $$ to buy what they Need..
Some get into trouble, (from too much debt) when they borrow to get their Wants.
Just saying U have a good bike now, might save up more $$ for a while to keep from paying all the Interest.
Pay down Ur Credit cards to get better %'s on loans by having a better CR score.
Also check out a credit union when borrowing.. usually they have better rates.
Most people today have to borrow $$ to buy what they Need..
Some get into trouble, (from too much debt) when they borrow to get their Wants.
Just saying U have a good bike now, might save up more $$ for a while to keep from paying all the Interest.
Pay down Ur Credit cards to get better %'s on loans by having a better CR score.
Also check out a credit union when borrowing.. usually they have better rates.
Elite HDF Member
Joined: Jun 2009
Posts: 3,785
Likes: 63
From: Eastern Washington State
Next time don't volunteer how much you can afford for a monthly payment. Notice when you said $300 the salesman came up with a $296 payment? If you hadn't said anything he may have come up with a $200 payment and lower selling price but you've already told him you'd be happy with $300.
Elite HDF Member
Joined: Aug 2008
Posts: 4,933
Likes: 11
From: Kentucky
I did OK on mine. I shopped around for months and ended up right where we've bought all 3 Harleys - Cinncinnati HD. I told them what I needed in payments and it took a couple of days of thinking, but they met it by giving me way more on the old sportster than it was worth. My local dealer was $100 a month higher on a similar bike at around the same price. I think I'm going to stay loyal to Cinncinnati - just wish it wasn't 90 miles each way to go by there for stuff.
Curt1953, you're a lot closer than me. If you ride over there, talk to Shae Redmon. She's pretty helpful. There is more than one dealership near there, but this is the one at 1799 Tennessee Ave. in Cinci and they also own Thoroughbred Harley in Florence KY.
Curt1953, you're a lot closer than me. If you ride over there, talk to Shae Redmon. She's pretty helpful. There is more than one dealership near there, but this is the one at 1799 Tennessee Ave. in Cinci and they also own Thoroughbred Harley in Florence KY.
Last edited by brenn; May 24, 2011 at 11:17 AM.
Road Master
Joined: Aug 2006
Posts: 1,189
Likes: 3
From: Massachusetts
I think that you've made the right desision and will be happy that you've done so. A bike that is paid for is far more fun to ride.
Thread Starter
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Ultimate HDF Member
Joined: Jul 2008
Posts: 6,502
Likes: 97
From: SW Ohio
Yes i'm VERY happy I walked away from that. I can wait another year or two for a better deal all around, and probly at another stealership too.
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