Almost Pulled The Trigger On A 2011 Fat Boy Lo
Outstanding HDF Member
Joined: Aug 2009
Posts: 2,272
Likes: 20
From: Shamokin, PA
I sat on a fatboy lo about a year ago and I express your exact sentiments. 90% sure it will be my next bike. I was just so comfortable on that thing. However, I'm in the same situation you are too much wrapped up in my current bike and I can't justify another payment.
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Ultimate HDF Member
Joined: Jul 2008
Posts: 6,502
Likes: 97
From: SW Ohio
Novice
Joined: Mar 2011
Posts: 23
Likes: 0
Just about the same thing happened to me this weekend. They were even playing games about letting me test ride the bike before they sold it to me. They were just pressuring me to get what they wanted to sell me and not give me jack on my trade. Eff em. I'll stick with what I got.
Advanced
Joined: Oct 2010
Posts: 54
Likes: 0
From: CT
Never, Never,Never negotiate anything based on a monthly payment. Salesmen will always be able to get you a payment just under what you requested just so you feel like you got a deal. Negotiate the out the door price on the bike before anything else then discuss the trade in, usually the trade in could be negotiated up a few hundred dollars. In this case the dealer could have easily raised their offer a few hundred to even out the bike. Also interest rates are negotiable a few percent depending on credit. You did the right thing by sleeping on it, you will likely get a better deal at the end of the model year or in off season.
Club Member
Joined: Feb 2007
Posts: 2,404
Likes: 12
From: Haymarket, VA
Next time don't volunteer how much you can afford for a monthly payment. Notice when you said $300 the salesman came up with a $296 payment? If you hadn't said anything he may have come up with a $200 payment and lower selling price but you've already told him you'd be happy with $300.
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Ultimate HDF Member
Joined: Jul 2008
Posts: 6,502
Likes: 97
From: SW Ohio
Yes I see what y'all are saying. I figured they would've called by now, not my loss, theirs. I looked my bike up on Kelly Blue Book for motorcycle and it said 5335 for trade in, i guess they were gonna give me a little on all my chrome when they said 5700. The Kelly Book also said 7300 for retail. So I'm sure they would've put it on the floor the next day for 8000. They knew i wasn't coming back when i didn't squeeze back when they shook my hand. LOL
Road Warrior
Joined: Jun 2010
Posts: 1,882
Likes: 83
Nearly 300 bucks a month for 6 years? NO way in H_LL i'm paying for one that much for a two wheeler. Thats what i payed for my Jeep 4x4 over 60 months. I don't think i would ever buy a NEW bike from a dealer or used for that matter. Not when you can buy off Ebay or CL and actually get a good deal. I offered a take it or leave it offer on my Sportster which i bought for half what a dealer would sell to me. I say buy used and save some money getting a nearly new bike for 50/75% of dealer pricing.
Seasoned HDF Member
Joined: Oct 2007
Posts: 56,052
Likes: 88,879
From: Western South Dakota
I'll bet you almost did a lot of things that you weren't aware of?
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Road Master
Joined: Jun 2005
Posts: 1,212
Likes: 4
From: From Illinois; Currently Belgium
I did OK on mine. I shopped around for months and ended up right where we've bought all 3 Harleys - Cinncinnati HD. I told them what I needed in payments and it took a couple of days of thinking, but they met it by giving me way more on the old sportster than it was worth. My local dealer was $100 a month higher on a similar bike at around the same price. I think I'm going to stay loyal to Cinncinnati - just wish it wasn't 90 miles each way to go by there for stuff.
Curt1953, you're a lot closer than me. If you ride over there, talk to Shae Redmon. She's pretty helpful. There is more than one dealership near there, but this is the one at 1799 Tennessee Ave. in Cinci and they also own Thoroughbred Harley in Florence KY.
Curt1953, you're a lot closer than me. If you ride over there, talk to Shae Redmon. She's pretty helpful. There is more than one dealership near there, but this is the one at 1799 Tennessee Ave. in Cinci and they also own Thoroughbred Harley in Florence KY.
Extreme HDF Member
Joined: Jun 2010
Posts: 12,359
Likes: 74
From: WI
They had you in every way. Paying list on a new bike, low trade-in value, and a HIGH rate! At least you would've been a very profitable customer to them.
I was at Milwaukee HD last weekend and the sales guy told my buddy rates started at 4%. So 10%+ seems very high.
Sounds like you at least made a good financial decision.
I was at Milwaukee HD last weekend and the sales guy told my buddy rates started at 4%. So 10%+ seems very high.
Sounds like you at least made a good financial decision.