Insurance Price Question
Thread Starter
|
Advanced
Joined: Jul 2018
Posts: 74
Likes: 10
From: Miami
Insurance Price Question
Hello Folks,
Just wondering if I can get some opinions from you guys about motorcycle insurance rates.
The time came for me to renew insurance policy on my 2017 Street Glide Special and I'm currently insured with Geico with a yearly policy of $967.00, but since the bike now come January 1st, will be 2 years old, I'm trying to see if I can same some money on the renewal quoted price, which has been the same since I bought the bike.
Basically, what I would like to ask you folks, is if you can share some light on what other companies out there just might be a better choice for me when it comes to insuring my bike, perhaps, if you don't mind sharing how much those of you with Street Glides (Special) pay for your own insurance and with which company you are insured.
Thanks a lot in advance for your inputs on this matter.
Ride Safe!!!
Just wondering if I can get some opinions from you guys about motorcycle insurance rates.
The time came for me to renew insurance policy on my 2017 Street Glide Special and I'm currently insured with Geico with a yearly policy of $967.00, but since the bike now come January 1st, will be 2 years old, I'm trying to see if I can same some money on the renewal quoted price, which has been the same since I bought the bike.
Basically, what I would like to ask you folks, is if you can share some light on what other companies out there just might be a better choice for me when it comes to insuring my bike, perhaps, if you don't mind sharing how much those of you with Street Glides (Special) pay for your own insurance and with which company you are insured.
Thanks a lot in advance for your inputs on this matter.
Ride Safe!!!
Grand HDF Member
Joined: Nov 2017
Posts: 4,250
Likes: 3,129
From: Texas
Be sure to quote Esurance and Progressive. Full coverage on my 18 Fat Bob is $280/year thru Progressive. Liability only was $75/year on my Street 750.
Everything varies dramatically depending on your ZIP code, your driving record, etc, so you really have to quote them all.
Everything varies dramatically depending on your ZIP code, your driving record, etc, so you really have to quote them all.
Advanced
Joined: Jan 2010
Posts: 77
Likes: 10
I had GEICO for years on several different bikes, the last one being a 2017 Street Glide Special. When I purchased my 2018 Road Glide Special Harley Davidson Insurance Services beat GEICO's price for the same coverage
Stage IV
Joined: Aug 2018
Posts: 4
Likes: 0
From: Denver
It may be worth it to look at some of the auto/motorcycle insurance comparison/marketplace websites to get an idea of what rates for a similar policy will cost... just be careful to use an insurance agency and not one of the lead-generation sites.
Seasoned HDF Member
Joined: Feb 2008
Posts: 22,999
Likes: 11,439
You can have one company for awhile good rates and service. Then all the sudden they pull a list of people and test the water by jacking rates up. if you name comes you you get a big increase. Dump them and love to someone new.. That is how the game is played now days.
Not only is it zip code, your recorded it is related to credit score. Also to number of policies then either want or don't want in a region.
Remember not every company that sell motorcycle insurance really does ,some are just a front for another company. HD insurance was really progressive at one time , I head they have moved to another now. can't prove that .
https://www.insurance.harley-davidso...ting-companies
Not only is it zip code, your recorded it is related to credit score. Also to number of policies then either want or don't want in a region.
Remember not every company that sell motorcycle insurance really does ,some are just a front for another company. HD insurance was really progressive at one time , I head they have moved to another now. can't prove that .
The problem with companies like these they do not ensure Autos so the discounts you can see with having bikes and car even home with the same company are not possible .
Underwriting Companies
Underwriting Companies
Harley-DavidsonŽ Insurance is a brand for property and casualty coverages underwritten by one of these companies, which are members of the Sentry Insurance Group, Stevens Point, WI:California and New York
Viking Insurance Company of Wisconsin (NAIC #13137)New Hampshire and Washington
Middlesex Insurance Company (NAIC #23434) All other states
Sentry Select Insurance Company (NAIC #21180)
Viking Insurance Company of Wisconsin (NAIC #13137)New Hampshire and Washington
Middlesex Insurance Company (NAIC #23434) All other states
Sentry Select Insurance Company (NAIC #21180)
https://www.insurance.harley-davidso...ting-companies
Last edited by smitty901; Nov 9, 2018 at 01:15 PM.
Trending Topics
Seasoned HDF Member
Joined: Feb 2013
Posts: 24,984
Likes: 19,421
From: New York
HD Forum Stories
The Best of Harley-Davidson for Lifelong Riders
8 Best Harley-Davidson Motorcycles Ever
Pouria Savadkouei
10 Worst Harley-Davidson Motorcycles Ever
Pouria Savadkouei
Killer Custom's Jail Break Is The Breakout That Refused to Blend In
Verdad Gallardo
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?
Verdad Gallardo
Harley-Davidson Reveals Super Cool Cafe Racer Concept
Verdad Gallardo
Engraved Rebellion: Inside Bundnerbike's Glam Rock II
Verdad Gallardo
10 Motorcycles You Should Never Buy
Joe Kucinski
10 Things Harley-Davidson Needs to Fix in 2026
Verdad Gallardo
Southpaw Super Glide: A Left-Hand-Drive 1979 Harley FXE Built to Fit the Rider
Verdad Gallardo
Stage II
Joined: Nov 2018
Posts: 2
Likes: 0
From: Corpus Christi, TX
Bought my first Harley a week ago and went with Harley Davidson insurance. I got a quote from Geico with the same coverage and was more expensive even though I have car and home insurance through them.
below are quotes i received from each insurance company with all the same or close to same coverage's
Harley- $260 a year
Geico- $340 a year
markel- $503 a year
allstate- $330 a year
progressive- $250 a year
these are all much cheaper compared to when i had my sport bike 5 years ago. was paying $130 a month for insurance
below are quotes i received from each insurance company with all the same or close to same coverage's
Harley- $260 a year
Geico- $340 a year
markel- $503 a year
allstate- $330 a year
progressive- $250 a year
these are all much cheaper compared to when i had my sport bike 5 years ago. was paying $130 a month for insurance