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Lower belt gaurd is pretty easy. Usually there is a bolt on the lower left inside that you only have to loosen and can usually get a ring/open end spanner on. You may need to take the rear splash cover out first if U can't get to the bolt. The splash gaurd has 2 bolts down the bottom and clips in at the top. I use a jack but U can get to it laying on your back. Once this is done its just a matter of taking the other 2 bolts out holding the lower belt gaurd on and a bit of wiggling.
Then just reverse it all to put back in. The oem chome cover has a how to guide included. I can find mine and copy it if you would like to see. Just email and I will get a copy and send back to U. May post here as well if any one else is interested.
have taken mine off several times most important thing 2 do is wrap an old tshirt or rag round s/arm stop damage,mine dont fit no more as i hav put 07-08 profile tyre on an 06 nt u have 2 grind back top & bottom guards 2 fit
i put mine on my 03 fatboy wiggling it into place was the only tricky part if i can do it you can i think the instructions posted say for 2007 fatboys so yours and my instructions may be different.. but you can do it
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