Florida Insurance.
Thread Starter
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Cruiser
Joined: Dec 2016
Posts: 139
Likes: 8
From: Fl. TreasureCoast
Florida Insurance.
I'm shopping for motorcycle insurance. Have some questions.
1 Bodily Injury, how much?
2 Passenger Liability, how much?
3 Property Damage, how much?
4 Uninsured Motorist, yes or no? ( How much if needed?)
So far Foremost seems to be the best price.
#'s 1 & 2 are what I am not sure of. Know about car numbers, not sure about the bike. Bike is a 2014 V-Rod DX. Thanks, Dave
1 Bodily Injury, how much?
2 Passenger Liability, how much?
3 Property Damage, how much?
4 Uninsured Motorist, yes or no? ( How much if needed?)
So far Foremost seems to be the best price.
#'s 1 & 2 are what I am not sure of. Know about car numbers, not sure about the bike. Bike is a 2014 V-Rod DX. Thanks, Dave
Advanced
Joined: Mar 2018
Posts: 94
Likes: 9
From: Florida
Best thing I could tell you when it comes to insurance is. Buy as much as you can afford to spend comfortably. You can never be over insured with the cost of everything today. Personally I have 50k limits on mine. Also have uninsured motorist and progressive was the cheapest company for me.
Thread Starter
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Cruiser
Joined: Dec 2016
Posts: 139
Likes: 8
From: Fl. TreasureCoast
I have Progressive now. I went from a 2017 Dyna S to a 2014V-Rod. My insurance went up $110.00. a month. Go figure. Right now Foremost seems to be the best deal. I have to determine how much coverage to buy. Thanks, Dave
Last edited by nicktown; Apr 11, 2018 at 11:15 AM.
Yes do get uninsured motorist, too many in Fl have no insurance or not enough to cover much.
I checked out Harley's prices last week and it was more than I pay with Geico and for less stuff, so I'll stick with Geico for now
I checked out Harley's prices last week and it was more than I pay with Geico and for less stuff, so I'll stick with Geico for now
Stellar HDF Member
Joined: Apr 2017
Posts: 3,268
Likes: 3,085
From: Westchester, NY
You should always match your uninsured/under insured motorist limits to your own liability limits. So if you're carrying 250/500 in liability, I would suggest carrying 250/500 in UM/UIM.
Do you have a car? I'd just match your liability limits to your auto insurance and call it a day.
Do you have a car? I'd just match your liability limits to your auto insurance and call it a day.
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Joined: Mar 2018
Posts: 94
Likes: 9
From: Florida
Geico quoted me 980 a year. Same coverage from progressive was only 530. Crazy how different companies charge different. Especially compare two people with like driving history and the prices could still be drastically different.
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Seasoned HDF Member
Joined: Jun 2015
Posts: 10,291
Likes: 7,773
From: West Central FL
A $110.oo increase each month ? Good Laudy Miss Claudy.. The last time I had motorcycle insurance it cost me $43.oo A YEAR!
Last edited by Hey Man; May 5, 2018 at 01:12 PM.
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Certainly doesn't hurt, but may not be worth the expense (for some).