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Why...unless you got screwed on the interest rate. HD is now advertising 1.9% APR. if you have $30K in cash...it would be a better return to finance the bike at 1.9% and get market return on the $30K.
BTW...for those of you that advocate to never finance...a similar rule exists that says to never buy anything that depreciates.
Oh yeah...what I would do differently? I wouldn't have mounted the MiniBeast air horn under the fork brace...where when I hit a big pothole it dented the front fender. I didn't think the suspension would compress that much. Everything else I would do the same...including financing it.
What would you do differently to your bike if you had to do it over, if anything?
I would have rolled my engine mods into the purchase so it was all covered under warranty. Huge regret on my part. Air, exhaust, cams along with a tuner should have been done on day one.
By virtue of the fact that I've taken my time over 3.5 years getting my bike where it is today, not a thing. I'm glad I didn't rush into changing everything I wanted to change though, or I might have regrets.
I did try though. Missed out on a mint, extremely low mile, black 08 ultra, by one hour. Ended up buying this white 04 ultra for a couple thousand less.
It would have saved me about 100 hrs of work, as it was rough looking. Not so much now.
I would have rolled my engine mods into the purchase so it was all covered under warranty. Huge regret on my part. Air, exhaust, cams along with a tuner should have been done on day one.
Yeah I'm more than happy with my 15RGS but if I could do it again I would've added a 110 kit to right off the bat so it would've been covered under my warranty/ESP. Didn't think about it till after the fact. I got 0.9% financing on it so that would have been nothing to tack that on
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