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Those that did not purchase it and never needed it will say "Look how much money I saved by not buying it."
Those that did not purchase it and needed it will say "I should have bought it."
Those that purchased it and never used it will say "What a waste of money."
Those that purchased it and used it will say "Look how much money I saved by buying it."
I purchased it and used it once. I had a shifter shaft seal leak. Just a $50 deductible. I took advantage of the repair and had a chrome inner primary installed. Labor was already taken care of so it was just the cost of the part.
Yup I did with my 16, but I'm a 15 to 20k annual rider. I bought the prepaid 2 year service on my 13 street glide and came out ahead on it, with the exception that almost every time I got it back I had to redo the clutch. No prepaid service this time on my 16. Do it it myself do it once, do it right.
I ride 10-12k a year and I didn't do it. I'd rather wrench on my own and save the money. If the dealership didn't make money off from extended warranties, they wouldn't sell them.
I think it comes down to can you or do you want to work your bikes.
BS to use what if break down on the road as reason. They will work on your bike either way.
Myself, I am semi skilled, and don't trust people working on my bike. I think it takes more time to run my bike to the dealer, get a ride home, then get a ride back, then it does to change my own oil. But it does cut into couch time. Which is what it comes down to for many.
Don't tell me you don't have time. When you are on here, and watch dancing with the stars and survivor.
I think it comes down to can you or do you want to work your bikes.
BS to use what if break down on the road as reason. They will work on your bike either way.
Myself, I am semi skilled, and don't trust people working on my bike. I think it takes more time to run my bike to the dealer, get a ride home, then get a ride back, then it does to change my own oil. But it does cut into couch time. Which is what it comes down to for many.
Don't tell me you don't have time. When you are on here, and watch dancing with the stars and survivor.
Nope. It comes down to what my time's worth. If the bike breaks down near home I could fix it. But the ESP price amortizes out to about $12/month. If something breaks at month 36 and costs more than $482 to fix, I'm ahead just on dollars spent. If I factor in my time at half the Harley labor rate (call it $50/hr) plus whatever the parts cost (let's be generous at $100), I'm ahead after 7.5 hours - which is a Saturday spent going to get stuff and working in the garage.
My choice, I'd rather put that $12/month into the ESP than have to put my life on hold for a day and fix the bike.
Your life, your choices....Pretty lame though calling others' choices BS Mike.
I think it comes down to can you or do you want to work your bikes.
BS to use what if break down on the road as reason. They will work on your bike either way.
Myself, I am semi skilled, and don't trust people working on my bike. I think it takes more time to run my bike to the dealer, get a ride home, then get a ride back, then it does to change my own oil. But it does cut into couch time. Which is what it comes down to for many.
Don't tell me you don't have time. When you are on here, and watch dancing with the stars and survivor.
I can and do work on my bike. I work on all our vehicles, have a 32x40 shop right behind the house where I work on all of our equipment. Buying the warranty had nothing to do with whether I could or wanted to work on the bike.
It had everything to do with whether or not I thought the bike would last the full warranty term without a breKdown or have a breakdown that was only equal to or less than the value of the ESP. At ~$1300 I figured the bike would experience an issue in excess of that price over the next 7 years.
The travel insurance that comes along with it is also nice as we expect to take some long trips. Since I don't take my shop with me, I don't want to pay for the repair and the extra hotel stays.
Consider what you spend for the extended warranty.
Could a breakdown cost you MORE than that?
"I like to work on it myself" will not reload the wallet.
What ever, it's all good.
I bought four years of ESP for my 11 RG Ultra, and have replaced stock HK radio 'twice' and transmission once under warr. My cost $50 deductible
For me it more than paid for itself..
Sitting at a bit over 61K on my 2012 Limited. I bought the 4 year ESP and it has 9 month left on it. So far it has covered:
Front tire
Rear tire
2 comp sprockets
ECM
shifter shaft seal replacement
I was most concerned with having a mechanical failure while on the road and have this peace of mind. Only one failure on the road (rear tire) but mine has easily paid for itself. Since I'm keeping this bike for a while, I can and will renew before the end of term or 75,000 miles.
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