View Poll Results: Did you buy an extended warranty?
No I did not buy one
84
53.16%
Yes I bought one but never used it
26
16.46%
Yes I bought one and used it once
8
5.06%
Yes I bought one and used it more than once
35
22.15%
Yes I bought one and I was denied a claim
0
0%
This is stupid no one gives a crap.
5
3.16%
Voters: 158. You may not vote on this poll
Extended Warranty - Did you bite
Banned
Joined: Jul 2009
Posts: 7,406
Likes: 834
From: Straight Jacket Memories and Sedative Highs
Yes, they are a profit maker for the company who issues them, but a lot of that profit comes from people who bought a 7 year plan, sold the bike in 2 years and never requested a refund & the new owner doesn't even know the bike has it. Surprisingly, this happens a lot.
Extreme HDF Member
Joined: Jun 2011
Posts: 14,731
Likes: 2,536
From: Mountain Top, Alabama
I went with one, it has paid back about 70% of the cost.
Some win, some lose.
If you don't, and you break down out on the road, do you have a better plan?
To each their own.
Some win, some lose.
If you don't, and you break down out on the road, do you have a better plan?
To each their own.
Outstanding HDF Member
Joined: May 2015
Posts: 2,172
Likes: 377
From: Georgia
If you look at the poll numbers , throwing out the 4 "silly" votes, the numbers are surprising close. 41 no to 38 yes at the time I write this. Id have expected the numbers to be more like 2 to 1 against buying it. Since they live by the law of averages on this insurance the more of the policies they can sell, the more they net. Yes, HD must be making a tidy profit off this.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
Ultimate HDF Member
Joined: May 2008
Posts: 7,439
Likes: 884
From: 'Noke, VA
If you look at the poll numbers , throwing out the 4 "silly" votes, the numbers are surprising close. 41 no to 38 yes at the time I write this. Id have expected the numbers to be more like 2 to 1 against buying it. Since they live by the law of averages on this insurance the more of the policies they can sell, the more they net. Yes, HD must be making a tidy profit off this.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
Point being that I think people fret too much about getting things covered.
Road Captain
Joined: Sep 2015
Posts: 656
Likes: 115
From: Florida
When I bought my used 2013 I purchased the non-Harley extended warranty. Having recently moved to Florida I knew I would be using it as our second vehicle and racking up the miles. Haven't made a claim on it yet.
Another choice on your poll should have been:
"Yes I bought one but haven't used it YET"
If I was a weekend rider or only putting on 4,000 miles a year I would not have bothered with one. Or, if I thought I would be trading up in the next couple of years.
Another choice on your poll should have been:
"Yes I bought one but haven't used it YET"
If I was a weekend rider or only putting on 4,000 miles a year I would not have bothered with one. Or, if I thought I would be trading up in the next couple of years.
Road Warrior
Joined: Apr 2010
Posts: 1,833
Likes: 35
From: Southern Maryland
it gives me peace of mind. IF something breaks, then i know its taken care of. same with the maintenance plan. i know that if i want to break even or get ahead, i have to ride. i'm into my third maintenance plan and since i don't wrench stuff myself, it works for me. I've come out ahead, costing the dealer money, every time, at least on this one. Over 46000 trouble free miles on the bike, well except for the voltage regulator, and still rolling down the highway. will have to think about getting another maintenance plan come August. the only thing i dont like about them is that they aren't honnored by other dealers and you have to keep going back to the one you purchased it from. thats ok, but it would be nice if it was honored by others. my dealer just extended to a three year maintenance plan from a two.
Last edited by cass; Jun 12, 2016 at 09:14 AM.
Road Master
Joined: Sep 2013
Posts: 1,091
Likes: 84
From: Southern Maine / Seacoast NH
Extended Warranty - Did you bite
If you look at the poll numbers , throwing out the 4 "silly" votes, the numbers are surprising close. 41 no to 38 yes at the time I write this. Id have expected the numbers to be more like 2 to 1 against buying it. Since they live by the law of averages on this insurance the more of the policies they can sell, the more they net. Yes, HD must be making a tidy profit off this.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
But what surprised me the most is that out of almost 80 people responding no one has complained about having a claim rejected.
The closest I have come to a rejection is when my clutch wore out. But I read the policy and knew the clutch, unless it failed due to a malfunction, was considered a wear item. So I didn't even try to make a claim since it failed from my abuse and, at that time, ignorance.
We (active forum members) are probably the small percentage of ESP buyers who ride enough to make them maybe be "worth it" in a straight up purchase Vs covered Repair cost comparison.
Last edited by dandrumheller; Jun 12, 2016 at 09:46 AM.
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Ultimate HDF Member
Joined: Dec 2006
Posts: 5,878
Likes: 17
From: The Desert SouthWest
I got the Extended Warranty and got back about 2-3 times what I paid for it. The compensator was replaced 3 times, new clutch, etc. By the time my warranty ended I had about 115,000 miles on it.
Banned
Joined: Jul 2009
Posts: 7,406
Likes: 834
From: Straight Jacket Memories and Sedative Highs
I am not much for waiting around, to be saved either.
Myself, I carry enough tools to fix mot things, if not I ould rent a uhaul and take it home.