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I paid MSRP, the $345 freight, $46.00 doc fee, and negotiated the setup to $0. A reasonable stup fee wouldn't bother me as they have to pay someone to set the bike up.
I am here in Texas and on Friday evening I just purchased a 08 UC Anniversary. Destination and setup fee totalled $690. State sales tax and $120 for documentation fees (title, license etc).