Which would you buy?
Extreme HDF Member
Joined: Sep 2010
Posts: 14,744
Likes: 402
From: Phoenix '53, '88, '09 Big Twins
you don't say where you are.
options:
1.) save a little more and get a used 09 or newer from a private party.
My 09 FLHTC with abs/sec/cruise cost $15K cash 18 months ago, 5000 miles on it
2.) Montana has no sales tax on bikes. set up a Montana LLC and buy the bike there. Online LLC agencies will do the paperwork and mail you your plates for about $600.
The LLC owns the bike, you own the LLC. MT m/c plates are permanent, no yearly fee, inspection etc.
walking down to the dealer and impulse buying a full price bike is just lazy.
( whack the beehive)
dont' worry about an extended warranty, most of the common mods we do violate the warranty. if buying used ask the owner how it does burn outs and wheelies--if he gets excited about that and talks about using car tires too, walk away
Mike
options:
1.) save a little more and get a used 09 or newer from a private party.
My 09 FLHTC with abs/sec/cruise cost $15K cash 18 months ago, 5000 miles on it
2.) Montana has no sales tax on bikes. set up a Montana LLC and buy the bike there. Online LLC agencies will do the paperwork and mail you your plates for about $600.
The LLC owns the bike, you own the LLC. MT m/c plates are permanent, no yearly fee, inspection etc.
walking down to the dealer and impulse buying a full price bike is just lazy.
( whack the beehive)
dont' worry about an extended warranty, most of the common mods we do violate the warranty. if buying used ask the owner how it does burn outs and wheelies--if he gets excited about that and talks about using car tires too, walk away
Mike
Last edited by mkguitar; Mar 18, 2012 at 08:18 PM.
Big Kahuna HDF Member
Joined: Feb 2010
Posts: 20,530
Likes: 2,305
From: texas panhandle
Patience is what you need. The seller on the 04 is not firm at his price. He just says that, so if you want it, he will go down in price. I think that if you get a new bike abs is a must.
Elite HDF Member
Joined: Sep 2007
Posts: 4,928
Likes: 69
From: Near Myrtle Beach, SC
I would keep shopping. Don't buy below 09 because of the new frame design.
But, if you are compelled to buy one of these, then it's a no-brainer....get #3.
Or you can sit at home and dream about the rest of us on our motorcycles while you lavish in the splendor of no debt. Your call. (kidding of course, but had to say it!!) Congrats on being out of debt. Not easy to get in that position these days.
One reminder....get what you want when you do pull the trigger. Life is short, go first class. Period.
But, if you are compelled to buy one of these, then it's a no-brainer....get #3.
Or you can sit at home and dream about the rest of us on our motorcycles while you lavish in the splendor of no debt. Your call. (kidding of course, but had to say it!!) Congrats on being out of debt. Not easy to get in that position these days.
One reminder....get what you want when you do pull the trigger. Life is short, go first class. Period.
Ultimate HDF Member
Joined: Mar 2009
Posts: 6,146
Likes: 471
From: along the Front Range in Colorado
..... and I have concerns about the seals and gaskets for sitting so long not to mention it's only a tc88.
Second is an 09 with 55xx miles, By the time I get a warranty, pay dealer fees, and tax, I'm in the neighborhood of $20,500.
... for $22,000 out the door, I could get a new 2012 with a 103.
What you think?
Second is an 09 with 55xx miles, By the time I get a warranty, pay dealer fees, and tax, I'm in the neighborhood of $20,500.
... for $22,000 out the door, I could get a new 2012 with a 103.
What you think?
.......... & even if i misread 5500 for 55000 miles, i'd still say #3
Last edited by groupw; Mar 18, 2012 at 08:55 PM.
Road Master
Joined: Sep 2008
Posts: 1,217
Likes: 48
From: WI
I'm in the market for a red ultra classic and have found a few to choose from.
First is a 2004 with only 13xx miles on it. The seller is firm at $12K, I don't want to pay that much and I have concerns about the seals and gaskets for sitting so long not to mention it's only a tc88.
Second is an 09 with 55xx miles, bottom line price at the dealer is $16,995. By the time I get a warranty, pay dealer fees, and tax, I'm in the neighborhood of $20,500.
Third is for $22,000 out the door, I could get a new 2012 with a 103. I could pay cash for the first but would have to finance the second and third. I'm in a great position financially for the first time in my adult life because I have no debt and would like to keep it that way.
What you think?
First is a 2004 with only 13xx miles on it. The seller is firm at $12K, I don't want to pay that much and I have concerns about the seals and gaskets for sitting so long not to mention it's only a tc88.
Second is an 09 with 55xx miles, bottom line price at the dealer is $16,995. By the time I get a warranty, pay dealer fees, and tax, I'm in the neighborhood of $20,500.
Third is for $22,000 out the door, I could get a new 2012 with a 103. I could pay cash for the first but would have to finance the second and third. I'm in a great position financially for the first time in my adult life because I have no debt and would like to keep it that way.
What you think?
Road Warrior
Joined: Mar 2011
Posts: 1,456
Likes: 132
From: Deep South, Louisiana
Something to think about. A used bike will have a higher interest rate than anew one and you cannot finance as long. Unless things have changed.
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Cruiser
Joined: Oct 2008
Posts: 173
Likes: 1
I live in Jacksonville, FL where the tax rate is 6%. Price on the new one for Shriners is $19,600 which includes all the dealer fees. After tax and the color option I believe the total out the door price is $21,412. I'm putting $10K as a down payment and financing the rest (probably at a higher interest rate) since I had some discrepancies in the past on my credit report. The 09 was $16,900 before any fees, they tried talking me into a 5 year extended service plan the was $1498 and dealer fees plus tax brought it up to $20,500 after thinking about it, I think it's too much and too close to the price of a new one which I initially was avoiding. I'm not a big one on service plans but have had it save my *** a couple times from the 8 other harleys I've owned over the years. I'm interested in the 04 but again, not sure if sitting all those years are going will bring me grief in the future. I'm a rider and usually put on 12-15K per year since I would be using it as a daily commuter. I had a 2010 Ultra (in my sig) which I had some likes and dislikes about it.
Extreme HDF Member
Joined: Jun 2007
Posts: 12,653
Likes: 18
From: Broken Arrow, Oklahoma
I vote for the 2012. Love that red/merlot combo. Put the 12k down on it, and finance the rest. Payments would be low, and it'll keep your credit in good standing. And you'd have a new bike with warranty and no issues as with the previous bikes.