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Old Oct 12, 2012 | 10:07 AM
  #31  
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Originally Posted by Maclugie
If I had to pay that I wouldn't ride.
I'll bet you would. I lived on Vancouver Island for 15 years and got dry humped by ICBC every time I got insurance. It's just the way it is there. I was kind of insulted, I like to be kissed before I get screwed.
 
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Old Oct 12, 2012 | 10:49 AM
  #32  
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Originally Posted by oricko
On my 06 ultra I pay just under $1100.00 per year. Live in Ontario.
In Saskatchewan I am paying 138.00 a month for my 05 FLHT that only covers collision, theft, fire and storage is on top of that.
So my basic insurance is 1656.00 per year.
 
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Old Oct 12, 2012 | 10:53 AM
  #33  
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I thought mine was bad - I have '11 SG 103 and State Farm hits me for $500 per year. That's with everything under the sun, and coverages maxed out to include $1M umbrella.
 
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Old Oct 12, 2012 | 11:08 AM
  #34  
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Originally Posted by Beattle55
My insurance expires tonight, and I don't want to give ICBC $250.00 for the minimum 3 months coverage. I thought about doing a full years coverage with a monthly bill, but I won't get many days riding in over the winter.

I guess it will have to be the odd weekend permit for the next 5 months!

you dont have full year coverage? even if you don't ride it can get stolen or the garage can burn down.......not worth the risk.
 
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Old Oct 12, 2012 | 11:09 AM
  #35  
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Originally Posted by rob0225
Just a note. USAA doesn't provide motorcycle insurance directly. They push you to a segment of Progressive they have negotiated rates through for USAA customers.
That sucks. Talked to my attorney about some different insurance options last month. I know what you all are thinking, but whatever, I can so I will. His famous last words were If I wanted underinsured motorist coverage do not use Progressive. I don't remember the exact reason why, but this guy has been advising me on my business stuff for about 30 years and I like to run stuff like this by him. I figure insure companies have lawyers write up their stuff, I'm having mine decipher it. Last thing I need while I'm laying in the hospital is to find out I'm not covered because I failed to read or understand sentence #2 in subsection 233A, paragraph 6.
 
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Old Oct 12, 2012 | 11:26 AM
  #36  
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State Farm $19.91 a month. I'm old, we have everything insured with them, clean driving record.
ICBC: Government run insurance? I'm just saying......
 
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Old Oct 12, 2012 | 11:52 AM
  #37  
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I absolutely hate insurance company's. I feel butt raped every month, between house, car, truck, bike, and health insurance I believe I am working to give them a pay check. I pay for 6 month coverage at a time, last session I got raped for the 150 dollar per vehicle for uninsured driver/cadistraghic(sp?) events increase. A 900 dollar a year increase. F-ME!

Come On 12/21/2012!!!!!
 
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Old Oct 12, 2012 | 12:10 PM
  #38  
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Originally Posted by SinisterX
I absolutely hate insurance company's. I feel butt raped every month, between house, car, truck, bike, and health insurance I believe I am working to give them a pay check. I pay for 6 month coverage at a time, last session I got raped for the 150 dollar per vehicle for uninsured driver/cadistraghic(sp?) events increase. A 900 dollar a year increase. F-ME!

Come On 12/21/2012!!!!!
Yep, but I tell you what if you ever get in a serious wreck on your bike you'll be glad you have that underinsured/uninsured motorist add on. Most regular policies that people carry only pay up to 25K per person bodily injury. I can tell you that rebuilding a foot and ankle costs in the 200K range. Underinsured can go up to 300k.
 
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Old Oct 12, 2012 | 12:10 PM
  #39  
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Originally Posted by rwhisen
USAA full coverage for 12 months is 275.
I use USAA for my cages however they sent me to Progressive for my MC insurance, they said they don't do MCs. What am I missing? BTW, it's $447 per year in Vegas (full coverage) on the 10 Limited. Yes it is high but you have to consider that we are contending with, morons, drunks, etc.
 

Last edited by MADHOG; Oct 12, 2012 at 12:26 PM.
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Old Oct 12, 2012 | 12:27 PM
  #40  
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Originally Posted by simpkinst
you dont have full year coverage? even if you don't ride it can get stolen or the garage can burn down.......not worth the risk.
As I stated a few posts back, I have my fire & theft and storage insurance through a private insurer, Beacon Insurance Underwriters. All riders in BC have to buy their basic comprehensive insurance from ICBC, and some of them buy their collision, fire & theft etc from ICBC also. ICBC charges 35-50% more than the private insurance companies for the additional coverage.

So.... although my ICBC comprehensive insurance has run out until I choose to renew it, I am covered by my Beacon insurance for fire, theft, storage etc.
 
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