any advice on how to fix this?
Outstanding HDF Member
Joined: Jun 2007
Posts: 3,306
Likes: 5
From: Bellville, Tx
RE: any advice on how to fix this?
Don't know if its applicable in Cal, but you could talk to the adjuster about accepting a lower payment to keep from totaling the bike. An option to a new frame would be to find a reputable frame builder in your area and have him jig it up and straighten anything that might be bent.
I had a recent accident and the HD guy who estimated it came out near 100% of the bike worth. I worked with my adjuster to get it down to a price below a total. I'm in the process of stripping the frame and taking it to my local frame shop to have it straightened. Cheaper than a new frame. My frame was custom built to my design by the same shop. The frame is worth more than just a bunch of tubing to me.
Good Luck, hope it all works out for you!
I had a recent accident and the HD guy who estimated it came out near 100% of the bike worth. I worked with my adjuster to get it down to a price below a total. I'm in the process of stripping the frame and taking it to my local frame shop to have it straightened. Cheaper than a new frame. My frame was custom built to my design by the same shop. The frame is worth more than just a bunch of tubing to me.
Good Luck, hope it all works out for you!
Road Master
Joined: Apr 2007
Posts: 1,156
Likes: 0
From: oxnard ca
RE: any advice on how to fix this?
its because the frame is dammaged they usally junk it.......in a car ive seen a brand new honda oddesy totaled because there was a dent on the firewall//.......for a little dent man.......we cant touch the fire wall////...... it would cost alot to strip the bike and put everything in a new frame
Intermediate
Joined: Jun 2007
Posts: 47
Likes: 0
From: Bellevue, NE
RE: any advice on how to fix this?
bdasource,
If you were hit by a cager? Was it not there fault? If it was? why would any of this be a issue? With either, your ins. co. or an attorney, would they not sue for any differences in $'s? To either cover repairs or replacement.
If you were hit by a cager? Was it not there fault? If it was? why would any of this be a issue? With either, your ins. co. or an attorney, would they not sue for any differences in $'s? To either cover repairs or replacement.
Road Warrior
Joined: Mar 2006
Posts: 1,739
Likes: 1
From:
RE: any advice on how to fix this?
Not sure as I have progressive to now but when had foremost ins.policy stated a new bike would be replaced up to 2 yrs old regardless of depreciation.I know you would still be losing if you have 18k in it but something to check on if they total it be better then 9k for it.
Intermediate
Joined: Jun 2007
Posts: 47
Likes: 0
From: Bellevue, NE
RE: any advice on how to fix this?
Sorry to here that. But, like jackyl and others said. I would think total it, buy it back and fix it. Unless your worried about resale. Other than that, the only recourse is takin a loss. Think I would rather keep it after its fixed. It could always be your custom project bike, that we all wish we had (if you don't already)You could always buy another new one to keep for the resale. That would be after the recession is over.
Cruiser
Joined: Oct 2007
Posts: 213
Likes: 1
From: Southeast New York
RE: any advice on how to fix this?
In NY, anyway, if you keep the bike after a total, the title won't change hands and doesn't
convert to a salvage. Conversion happens when the insurance company takes posession
and re-sells vehicle to 3rd party.
convert to a salvage. Conversion happens when the insurance company takes posession
and re-sells vehicle to 3rd party.
Intermediate
Joined: Apr 2007
Posts: 26
Likes: 0
From:
RE: any advice on how to fix this?
I had the same thing happen to me. I was hit by a knucklehead making a left turn from theright lane. The bike had some cosmetic damage, but after the shop was through with the bike....they said the frame was bent, and they would have to total the bike out. I was given the option tokeep bike,andalso receive money for damages/lost wages/medical bills/pain and suffering (hehe)OR accept a fair market value for the bike along with lost wages/medical bills/pain and suffering.
I really didn't want to mess with a salvaged title and fixing the bike, so I took money and bought a new bike. I also went to the shop where mycrashed bike was and took asmany accessories off the bike so I could sell them.From what I understand, if the frame is bent, the bike is not going to go down the road true.I would feel better having a brand new bike with no worries. My 2 cents
I really didn't want to mess with a salvaged title and fixing the bike, so I took money and bought a new bike. I also went to the shop where mycrashed bike was and took asmany accessories off the bike so I could sell them.From what I understand, if the frame is bent, the bike is not going to go down the road true.I would feel better having a brand new bike with no worries. My 2 cents
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Cruiser
Joined: Feb 2007
Posts: 118
Likes: 0
From: Valley Village, Ca.
RE: any advice on how to fix this?
Thanks a million for the advice. You all have been a tremendous help. I am still waiting to hear back from the Ins. Co. and I will let you know what I end up doing.
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