Must RANT!!!!!
Extreme HDF Member
Joined: Sep 2006
Posts: 10,920
Likes: 6
From: Upstate New York
RE: Must RANT!!!!!
ORIGINAL: Rev00
Man, You folks need to hide your blood dripping fangs or we're going to have to play the tittie song again. Come on Spring!
My old man always told me if I couldn't pay cash then I couldn't afford it. I did that all thru my single years. Never financed a dime. When my first wife and I went to buy a house, they said sorry, you have no credit history.
So I started getting small loans, made a few payments, then paid them off. I ought to have great credit. Nope, not enough long term history for a large loan.
Paid 50% cash for my house, financed the other 50%. I was able to get a loan with that amount down, a good interest rate, and build credit history. I have a Visa I pay off "almost" every month. Now my credit history is there and I can buy way too much if I desire.
Long story short, if you go around paying cash for "everything" then your screwed when you need to borrow money. Next lesson, Lewd Dude is correct, on many loans (not all)your better off using their money and keeping yours where yeilds the best return.
Man, You folks need to hide your blood dripping fangs or we're going to have to play the tittie song again. Come on Spring!
My old man always told me if I couldn't pay cash then I couldn't afford it. I did that all thru my single years. Never financed a dime. When my first wife and I went to buy a house, they said sorry, you have no credit history.
So I started getting small loans, made a few payments, then paid them off. I ought to have great credit. Nope, not enough long term history for a large loan.
Paid 50% cash for my house, financed the other 50%. I was able to get a loan with that amount down, a good interest rate, and build credit history. I have a Visa I pay off "almost" every month. Now my credit history is there and I can buy way too much if I desire.
Long story short, if you go around paying cash for "everything" then your screwed when you need to borrow money. Next lesson, Lewd Dude is correct, on many loans (not all)your better off using their money and keeping yours where yeilds the best return.
but
aint gonna stop me from havin a lil fun this winter!!!
Thread Starter
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Road Master
Joined: Apr 2007
Posts: 806
Likes: 1
From: Upstate NY
RE: Must RANT!!!!!
ORIGINAL: 1Harleyrdr
I paid cash for my Bike. I aint no fancy banker, I just saved up for it and bought it. My gold-wing was paid cash for as well. I agree if you can't afford it dont buyit. As far as hiding money from my wife that dont sound like a great or even a good relationship. I dont and would not dream of "hiding" money from my wife. I am also one of those people who are 2 months ahead on their car payment. It is due on the 1st. I mail it on the 15 the month prior with 10% added on top of the required payment. Good luck with it.
I paid cash for my Bike. I aint no fancy banker, I just saved up for it and bought it. My gold-wing was paid cash for as well. I agree if you can't afford it dont buyit. As far as hiding money from my wife that dont sound like a great or even a good relationship. I dont and would not dream of "hiding" money from my wife. I am also one of those people who are 2 months ahead on their car payment. It is due on the 1st. I mail it on the 15 the month prior with 10% added on top of the required payment. Good luck with it.
I supose you "pay cash for everything" guys never had a car loan, credit card, or mortgage either right?
Extreme HDF Member
Joined: Sep 2006
Posts: 10,920
Likes: 6
From: Upstate New York
RE: Must RANT!!!!!
know what,, come back in a month,,,, listen to me CRY...
when I find out my retirement cash balance, and 401k is in sh1tter!!!
proby lost 10K while typing this post!
when I find out my retirement cash balance, and 401k is in sh1tter!!!
proby lost 10K while typing this post!
Thread Starter
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Road Master
Joined: Apr 2007
Posts: 806
Likes: 1
From: Upstate NY
RE: Must RANT!!!!!
ORIGINAL: Rev00
Okay, out comes the fangs, Lewd don't know when to call it quits!!!
Okay, out comes the fangs, Lewd don't know when to call it quits!!!
market sure is in the $hitter... I am glad I make money every where I can...[8D]...lol J/K
I hope no one was taking anything to heart said here??? I was just blowing steam...
Tourer
Joined: Sep 2007
Posts: 261
Likes: 0
From: Northeast Ohio
RE: Must RANT!!!!!
I just called HD credit and they told me that they have a 15 day grace period before ANYTHING happens. She asked where I was calling from and when told Ohio that it can take upto 10 days to receive payment and be posted.
Cruiser
Joined: Sep 2006
Posts: 226
Likes: 0
From: Tennessee
RE: Must RANT!!!!!
ORIGINAL: electaRICK
know what,, come back in a month,,,, listen to me CRY...
when I find out my retirement cash balance, and 401k is in sh1tter!!!
proby lost 10K while typing this post!
know what,, come back in a month,,,, listen to me CRY...
when I find out my retirement cash balance, and 401k is in sh1tter!!!
proby lost 10K while typing this post!
oh well aint the end of the world lol
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Tourer
Joined: Nov 2007
Posts: 441
Likes: 0
From: Brentwood, Tennessee
RE: Must RANT!!!!!
lewd dude
i'd stop ranting if i were you. someone at the bank you work for may see ur posts, recognize you & ur rant & get you fired. ur logic sucks. quit while ur ahead.
i'd stop ranting if i were you. someone at the bank you work for may see ur posts, recognize you & ur rant & get you fired. ur logic sucks. quit while ur ahead.
Cruiser
Joined: Jan 2008
Posts: 119
Likes: 0
From:
RE: Must RANT!!!!!
ORIGINAL: electaRICK
ok ok,,lets get back to the topic,, lets help one of our forum brothers out,,,
thats why we are here right??
anyways can some one send lewd dude the $6???
ok ok,,lets get back to the topic,, lets help one of our forum brothers out,,,
thats why we are here right??
anyways can some one send lewd dude the $6???
(sitting on a Harley)
I might wear it to go pick up chicks at the old folks home or maybe wear to go fishin. Either way with that thing on my head I am bound to find some action.
After all, they will think of me as a banker!
Ludedewd you need to find something important to **** you off. Kids in afganastan or something.
I think paying for your bike over 25 yrs on a home equity acct. is lousy banking.Over what? some terms you already agreed to?
And ERick I really do think I am helping a brother out especially with the hat offer.