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I'm Bummed Out

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Old Oct 11, 2012 | 08:29 PM
  #1  
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Angry I'm Bummed Out

My insurance expires tonight, and I don't want to give ICBC $250.00 for the minimum 3 months coverage. I thought about doing a full years coverage with a monthly bill, but I won't get many days riding in over the winter.

I guess it will have to be the odd weekend permit for the next 5 months!
 
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Old Oct 11, 2012 | 08:32 PM
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WOW...$250 for 3-months - I pay that for an entire year...crazy!
 
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Old Oct 11, 2012 | 08:36 PM
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USAA full coverage for 12 months is 275.
 
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Old Oct 11, 2012 | 08:38 PM
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CDN insurance scheme is different. the US insurance cannot be compared, it is not "apples to apples"

OP you can drop your coverage and take the risk on yourself, or pony up.

you knew what the costs would be going in so just decide what works best for you.

when I was in TO i had coverage year around for a short riding season.

You can always shop around for coverage, ICBC is not your only choice



now I have a long riding season


Mike
 

Last edited by mkguitar; Oct 12, 2012 at 10:50 PM.
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Old Oct 11, 2012 | 08:39 PM
  #5  
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Default 3 Months

Originally Posted by Iceman24
WOW...$250 for 3-months - I pay that for an entire year...crazy!
That is for liability coverage only and with the maximum safe driver discount. I get my collision/fire/theft from a private insurance company.....another $450/yr.
 

Last edited by Beattle55; Oct 11, 2012 at 08:40 PM. Reason: added info
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Old Oct 11, 2012 | 09:20 PM
  #6  
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Dude, I'm in BC too. I got my insurance through a place in Salmon Arm called Beacon Underwriters. I was paying $205 per month through ICBC. With Beacon, I paid $350 for a full year, and it covers storage, breakdowns, tows, hotels, and gear!!!

Now I pay ICBC $75 per month on top of that. I'm just gonna cancel my ICBC coming up soon, as the Beacon insurance covers storage insurance!

I got all of this done through my insurance broker. Check it out, I saved a buttload of $$!

http://www.beacon724.com/products.php?id=7
 
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Old Oct 11, 2012 | 09:42 PM
  #7  
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Who the Hell is ICBC ? They ought to be thrown in jail for those prices.


































i pay 250/yr on a 2012 RK in NH.
 
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Old Oct 11, 2012 | 09:42 PM
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Originally Posted by Beattle55
That is for liability coverage only and with the maximum safe driver discount. I get my collision/fire/theft from a private insurance company.....another $450/yr.
I agree with the "WOW" comment, $250 for 3 months of liability coverage? I pay that for a year of full coverage, including road service.

Ron
 
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Old Oct 11, 2012 | 09:48 PM
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Seriously OP you are getting screwed, do they use K-Y or vasoline, and give you a kiss?.....Geeeeze I only pay $305 per year for full coverage that includes road service and towing!
 
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Old Oct 11, 2012 | 09:50 PM
  #10  
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Originally Posted by rwhisen
USAA full coverage for 12 months is 275.
Same here. Full coverage! USAA rocks.
 
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