NEW HDFS Payment Rules.....
Cruiser
Joined: Nov 2011
Posts: 156
Likes: 0
From: Minnesota
KBFXDLI Just because you're a 'Big Kahuna' and over 21K posts doesn't make you any less of an asshat. Way to stir a pot that didn't need any and to troll for responses. I'd think you would know better. I don't know about you, but I work for every $6 I have and I'll speek up too if some one or some corp. tries to start gaming me and get their hands deeper into my pockets than they already are.
Seasoned HDF Member
Joined: Jan 2011
Posts: 28,842
Likes: 16,583
From: Wisconsin, USA
KBFXDLI Just because you're a 'Big Kahuna' and over 21K posts doesn't make you any less of an asshat. Way to stir a pot that didn't need any and to troll for responses. I'd think you would know better. I don't know about you, but I work for every $6 I have and I'll speek up too if some one or some corp. tries to start gaming me and get their hands deeper into my pockets than they already are.
Seasoned HDF Member
Joined: Jan 2007
Posts: 20,616
Likes: 4,440
From: anacoco, la
either keep mailing your checks in, or set it up to pay on the due date. unless by flexibility, you mean choosing to not honor your end of the deal and make the payment by a certain date?
no, i just find a way to make it work to my advantage. my first hd loan, i used to make payments through the website, then they started charging the fee. so i started using my banks billpay. it was free for me, and they received the payment on the date that i wanted, and because i didn't pay it through their website, no fee on their end either. next loan, financed elsewhere. problem solved.
Last edited by skratch; Jan 27, 2012 at 11:13 PM.
Elite HDF Member
Joined: Apr 2010
Posts: 3,733
Likes: 9
From: MA
They cannot force you to pay through their website, just use online banking through your bank and pay them when you want to. If they accept electronic payment, your bank will send it that way, if they don't your bank will automatically send a paper check. Either way, you don't even have to pay for the stamp.
I would also imagine that nothing in the loan agreement states how the payment is made, so them changing their rules on paying through their website probably does not go against anything that was signed or agreed on. Most loans just say they need payment receive by x date each month.
I financed through HD, have always paid through my banks online bill payment and never had a problem. Also have not heard anything from them about changing any payment terms, of course I've never used THEIR website to pay a bill.
I would also imagine that nothing in the loan agreement states how the payment is made, so them changing their rules on paying through their website probably does not go against anything that was signed or agreed on. Most loans just say they need payment receive by x date each month.
I financed through HD, have always paid through my banks online bill payment and never had a problem. Also have not heard anything from them about changing any payment terms, of course I've never used THEIR website to pay a bill.
Cruiser
Joined: Apr 2010
Posts: 221
Likes: 6
Well I think a little revollt is in order here, Harley Davidson Financial Services Just changed it's rules. I owe about a grand on my 09 FXD and have always made my payments via my Bank account at no charge. Now you are required to pay through the HDFS website, unless I sign up for Direct Scheduled Payments (no service fee) through the HDFS site, there will be a 6 dollar charge made when I pay through them. A I am on a fixed Income and prefer a bit of flexibility on my payment schedule. So it looks like I'll just go back to writing a paper check at my convenience. Which is more Labor and time for the Bank... I just don't get it. Has Greed just taken over. Your thoughts??
You are not required to pay through the HDFS website. The $6.00 service charge is a fee for one time payments done on the HDFS website. If you don't use the website, no fees.
Road Master
Joined: Jun 2005
Posts: 1,212
Likes: 4
From: From Illinois; Currently Belgium
Also, for the OP, the borrower is slave to the lender. Get used to it, or save some money next time before buying. I can't believe anyone with a shred of pride is willing to borrow money then complain about their master's rules.
Grand HDF Member
Joined: Dec 2008
Posts: 3,721
Likes: 372
From: Tonopah Az
Elite HDF Member
Joined: Aug 2008
Posts: 4,933
Likes: 11
From: Kentucky
You know, I'm a lawyer for a living and make another few thousand a year from the Army reserve and I have an undergraduate degree in accounting - but when I read you guys talking about any financial issue, all I can think is "wow, those Harley riders must have a LOT of money...and they're really old and tight with a dollar."
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Yeah That. That's nothing new. Set up for automatic payments, use your bank's bill pay system, or mail a check. What's so difficult here?
Also, for the OP, the borrower is slave to the lender. Get used to it, or save some money next time before buying. I can't believe anyone with a shred of pride is willing to borrow money then complain about their master's rules.
Also, for the OP, the borrower is slave to the lender. Get used to it, or save some money next time before buying. I can't believe anyone with a shred of pride is willing to borrow money then complain about their master's rules.
It astounds me how many folks accept terms and believe they are helpless
Seasoned HDF Member
Joined: Sep 2009
Posts: 25,310
Likes: 2,446
From: Eastern NE
Never understood why anyone would use HDFS in the 1st place...just for fun, back in 09, I had dealer submit request (even thought I alreayd had CU approval). They came back w/16% loan rate...my CU is 2.99%. Even with excellent credit score - they are #1 rip-off of vehicle financing...