Damn cagers!!
Tourer
Joined: Nov 2012
Posts: 368
Likes: 2
From: Yantis, Texas
Let the games begin. The other party has Nationwide. Well I am not happy. They tell me unless I can produce a reciept under twelve months for my jacket they will give me a depricated value($495 Harley Leather). Then tell me it is going to be a few days until an adjuster looks at my bike. But I know my dealer is already ordering new painted parts to speed up the process. Then starts to tell me if something is scratched they can paint it. I stopped argueing with the guy and told I would let my people at the dealer sort it out. Then I talk to seperate adjuster about medical, pain, suffering etc. He tells me to save my reciepts for any antibiotic ointment I may need for my lip, my health coverage will have to go after them to be reimbursed my expenses, and they will reimburse me directly for any co pays. Now this guy has already seen my disfigured lip because I sent him pictures. I just think he had a poor choice of words. But will be at my house tommorow. Trying hard not to hire a mouthpeace, so gonna see what he has to say in person.
WE ARE VERY THANKFUL THIS COULD HAVE BEEN SO MUCH WORSE. IF THE WOMEN WOULD HAVE WAITED ONE FULL SECOND LATER TO TURN SHE WOULD HAVE EASILY HIT US, AND THROWN US FROM THE BIKE.
My wife I and would like to say thank you for everyones encouraging words. This bike is just a bike, and yes it is gonna suck to be without it. But we will grab a rental a few times to make some trips.
WE ARE VERY THANKFUL THIS COULD HAVE BEEN SO MUCH WORSE. IF THE WOMEN WOULD HAVE WAITED ONE FULL SECOND LATER TO TURN SHE WOULD HAVE EASILY HIT US, AND THROWN US FROM THE BIKE.
My wife I and would like to say thank you for everyones encouraging words. This bike is just a bike, and yes it is gonna suck to be without it. But we will grab a rental a few times to make some trips.
Tourer
Joined: Mar 2013
Posts: 297
Likes: 1
From: Pacific Northwest
Glad you are both OK! That's the most important part. A bike is replaceable - yourself and loved ones not so much.
Seriously though - they are going to do everything they can to nickel and dime you. Attorneys are soul sucking pariahs, but they know their job.
I've only had to use one once, but their 30% was worth it (30% of total seems standard around here i guess?).
I did the usual, everything that was smudged, let alone scratched was replaced w/ brand new. re-paint is not an option.
Get a repair quote from your local friendly dealer. Explain the issue and ask for a "thorough" quote. Then you can choose to leave some of it if you'd like and use that $ for other upgrades.
The jacket BS and re-paint would have me seeing red. I know it's their job, and while i don't fault the adjuster personally, it's hard not to want to do physical injury to someone for that BS...
Plastic surgery for sure. At least the estimated cost to make YOU whole again! Hell if it's good enough for the bike, why should you have a scar because of some stupid lady who doesn't pay attention?
makes my blood boil a bit. Been through this a couple times and don't let them wear you down. It means longer w/o the bike, but i'd make it worth the extra effort and time.
Best of luck and let us know how it works out!
Seriously though - they are going to do everything they can to nickel and dime you. Attorneys are soul sucking pariahs, but they know their job.
I've only had to use one once, but their 30% was worth it (30% of total seems standard around here i guess?).
I did the usual, everything that was smudged, let alone scratched was replaced w/ brand new. re-paint is not an option.
Get a repair quote from your local friendly dealer. Explain the issue and ask for a "thorough" quote. Then you can choose to leave some of it if you'd like and use that $ for other upgrades.
The jacket BS and re-paint would have me seeing red. I know it's their job, and while i don't fault the adjuster personally, it's hard not to want to do physical injury to someone for that BS...
Plastic surgery for sure. At least the estimated cost to make YOU whole again! Hell if it's good enough for the bike, why should you have a scar because of some stupid lady who doesn't pay attention?
makes my blood boil a bit. Been through this a couple times and don't let them wear you down. It means longer w/o the bike, but i'd make it worth the extra effort and time.
Best of luck and let us know how it works out!
Outstanding HDF Member
Joined: Jul 2007
Posts: 2,241
Likes: 7
From: Daytona, Fla.
Am I an expert? Well, I have about 50 years on motorcycles & haven't hit a car (or anything else) yet.
I don't believe I called you a liar, but you are pretty sensitive. I know, you posted this to show how bad that other driver treated you, & to gather the sympathy you feel you deserve for your disfiguring split lip, but let's be honest. You hit a vehicle in front of you! Yeah, yeah, it *looked* like she was pullin' over so you could just "assume" you had room to go ahead & zoom on around. Well, how'd that work for you?
Get annoyed that all of us aren't ready to hang the lady that made a mistake. Don't take any responsibility for the mistake you made. Rant that anyone that doesn't whine with you is a pseudo expert, or callin' you a liar. I don't care. My bike is unbent, my lip is unsplit, & my wife hasn't been in any accidents.
Tourer
Joined: Mar 2013
Posts: 297
Likes: 1
From: Pacific Northwest
Doesn't make any difference what you, your motorcycle, or your wife weigh. You *expected* damage to her door?!
Am I an expert? Well, I have about 50 years on motorcycles & haven't hit a car (or anything else) yet.
I don't believe I called you a liar, but you are pretty sensitive. I know, you posted this to show how bad that other driver treated you, & to gather the sympathy you feel you deserve for your disfiguring split lip, but let's be honest. You hit a vehicle in front of you! Yeah, yeah, it *looked* like she was pullin' over so you could just "assume" you had room to go ahead & zoom on around. Well, how'd that work for you?
Get annoyed that all of us aren't ready to hang the lady that made a mistake. Don't take any responsibility for the mistake you made. Rant that anyone that doesn't whine with you is a pseudo expert, or callin' you a liar. I don't care. My bike is unbent, my lip is unsplit, & my wife hasn't been in any accidents.
Am I an expert? Well, I have about 50 years on motorcycles & haven't hit a car (or anything else) yet.
I don't believe I called you a liar, but you are pretty sensitive. I know, you posted this to show how bad that other driver treated you, & to gather the sympathy you feel you deserve for your disfiguring split lip, but let's be honest. You hit a vehicle in front of you! Yeah, yeah, it *looked* like she was pullin' over so you could just "assume" you had room to go ahead & zoom on around. Well, how'd that work for you?
Get annoyed that all of us aren't ready to hang the lady that made a mistake. Don't take any responsibility for the mistake you made. Rant that anyone that doesn't whine with you is a pseudo expert, or callin' you a liar. I don't care. My bike is unbent, my lip is unsplit, & my wife hasn't been in any accidents.
Seems like you don't care, and are more than happy to rub in the fact your bike is "unbent". Can't say the same about the rider.
Sympathy is the ability to empathize with someone who is hurt. Real or perceived. I'd still help someone up from the ground even if it was their fault. Messing up your bike sucks. Cagers always win. U-Turns w/o blinkers (says witnesses) can kill folks.
I hope if this happens to you in the future, your fellow riders are a bit more compassionate with you. Deserving or not.
Road Warrior
Joined: Apr 2007
Posts: 1,691
Likes: 13
From: Creston, Iowa
Get annoyed that all of us aren't ready to hang the lady that made a mistake. Don't take any responsibility for the mistake you made. Rant that anyone that doesn't whine with you is a pseudo expert, or callin' you a liar. I don't care. My bike is unbent, my lip is unsplit, & my wife hasn't been in any accidents.
Lighten up Francis..er...Jinks...
Rax
.....................................
Banned
Joined: Apr 2012
Posts: 151
Likes: 11
Glad to hear that your wife wasn't hurt, the gash on your lip looks nasty. All in all it's good to know that both of you didn't have any serious injuries.
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Thread Starter
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Tourer
Joined: Jul 2012
Posts: 486
Likes: 1
From: Coal Township, Pa
JINX: I did not post this for your pitty nor your sympathy. You should pat your self on the back for never having an accident. Hope you don't strain to hard. Of course I am sure some of the wording in my original post could have been taken/twisted in more than one way. And of course there is some burden to bear on my part. Obviously your mind is made up. The police officer felt the SUV operator was wrong and cited them. Yes I as the one most at risk will be more careful in the future.
I really have no idea what you expect someone to say when you firmly believe they are at fault. I am glad you are simply someone with an opinion. I wish you continued safe travels.
I will keep those interested posted on the progress I am making. Dealer says estimate will be done in the morning. Frame is tweaked for sure, more that just the tab. Painted parts are on order. Nationwides injury adjuster is coming in the morning. His attitude will dictate how long he stays.
Last edited by Sagido; Apr 15, 2013 at 10:04 PM.
Tourer
Joined: Jan 2012
Posts: 347
Likes: 0
From: Texas
I agree, I'd at least talk to an attorney.
If she is judged at fault which it seems is the case, and the adjuster tells me to save the receipt for the copay...well FU. I can tell you I had a friend settle a case where she had minor head bump from being rear ended. Here headaches never went away and now she has to deal with it and can't come back and do anything about it.
If you feel any head ache, I'd go get checked out....even if you don't...you should go to the Dr....maybe even one the attorney recommends.
If she is judged at fault which it seems is the case, and the adjuster tells me to save the receipt for the copay...well FU. I can tell you I had a friend settle a case where she had minor head bump from being rear ended. Here headaches never went away and now she has to deal with it and can't come back and do anything about it.
If you feel any head ache, I'd go get checked out....even if you don't...you should go to the Dr....maybe even one the attorney recommends.